Borrowers
Property INVESTMENT & Development Finance
We can assist with your funding needs at any stage of your project.
Lambert Capital provides debt funding solutions for all property-related transactions to a maximum of 70% LVR via its Lambert Capital Property Credit Fund.
Project funding would usually be between
$5M and $30M and tends to focus on townhouse sites, land subdivisions and boutique low rise apartment developments and some mixed use / commercial projects, including specialised assets (e.g. Medical and Child Care Centres, Retail shops and Industrial warehouses).
The Fund lends to experienced developers for quality residential & commercial projects secured primarily by registered 1st mortgages over property.
Locations are predominantly within metro Melbourne, major Australian cities and key VIC, NSW & QLD regions.
Loans are originated by Lambert Capital Finance and managed by Lambert Capital Investment Management.
Why borrow with us?
✔ Fast loan approvals / 24-48 hour turnaround
✔ Tailored property development finance
✔ Up to 90% funding of total costs
✔ Creative funding solutions
✔ Flexible interest payment options
✔ Competitive pricing
✔ Lower requirement for construction loan pre-sales
✔ Early equity release
✔ Dedicated in-house Relationship Management Team
✔ Direct access to decision makers
✔ Proven networks and expertise
✔ Collaborative and fair approach
Construction Projects
Lower pre-sale requirement and fast turnaround of progress claims
– Lending guidelines
Construction Projects - finance via monthly drawdowns on a cost to complete basis...
| LVR | Up to 70% of Net Realisable Value (NRV) |
| Eligible security | Property with an approved planning permit for a residential, commercial or industrial development |
| Security type | First registered mortgage |
| Security location | Australia wide |
| Repayment structure | Interest is capitalised into the facility |
| Loan terms | 12 months up to 24 months |
| Establishment fees | Negotiable |
| Pre-sales | Relative to project exit strategy, typically nil to 50% of GRV |
Retained Stock
Early equity release to fund your next project
– Lending guidelines
Residual stock - can provide early equity / profit release / working capital from a completed project...
| LVR | Up to 70% |
| Eligible security | Residential, commercial or industrial improved properties |
| Security type | First registered mortgage |
| Security location | Australia wide |
| Repayment structure | Interest only options include prepaid, capitalised or monthly |
| Loan terms | 3 months up to 18 months |
| Establishment fees | Negotiable |
Development Site
funding with capitalised interest
– Lending guidelines
Finance to assist with the acquisition or refinance of land prior to construction...
| LVR | Up to 70% |
| Eligible security | Infill or englobo land, ideally that already has, or is in the process of applying for, a development permit |
| Security type | First and second registered mortgage |
| Security location | Australia wide |
| Repayment structure | Interest only options include prepaid, capitalised or monthly |
| Loan terms | 6 months up to 18 months |
| Establishment fees | Negotiable |
Working Capital
Flexible servicing options
– Lending guidelines
Business cashflow – providing working capital to borrowers, or to refinance an existing facility...
| LVR | Up to 70% |
| Eligible security | Residential, commercial or industrial improved properties |
| Security type | First and second registered mortgage |
| Security location | Australia wide |
| Repayment structure | Interest only options include prepaid, capitalised or monthly |
| Loan terms | 3 months up to 24 months |
| Establishment fees | Negotiable |
Mezzanine
up to 90% of total development cost
– LENDING GUIDELINES
Second ranking construction finance facility, reducing borrower’s required equity contribution
| LVR | Up to 75% |
| Eligible security | Property with an approved planning permit for a residential, commercial or industrial development |
| Security type | Second registered mortgage |
| Security location | Australia wide |
| Repayment structure | Interest only options include prepaid, capitalised or monthly |
| Loan terms | 6 months up to 18 months |
| Establishment fees | Negotiable |
“lambert capital'S RANGE OF FUNDING SOLUTIONS provide speed, certainty and flexibility to EXPERIENCED property developers and investors”
Property Development Finance
Loans we provide
- construction loans
- site acquisition loans
- residual stock loans
- bridging / working capital loans